How to Get a Possession Certificate in Kerala

A possession certificate in Kerala is a crucial legal document that confirms property ownership. Issued by the Tahsildar in village areas and the RDO in urban areas, it serves as proof that a property has been transferred to a buyer. This certificate is necessary for housing loan applications, government subsidies, and updating property records. You can apply online through the e District Portal Kerala or visit an Akshaya Centre for in-person assistance.

Documents Required for a Possession Certificate

Before applying, ensure you have the following documents:

• Aadhaar Card
• Affidavit with property details
• Building Tax Receipt
• Election ID Card
• Encumbrance Certificate
• Land Tax Receipt
• Pattayam (ownership record)
• Sale Deed or Certificate of Purchase

How to Apply for a Possession Certificate

You can obtain the possession certificate in Kerala through the following steps:

1. Apply Online via e District Portal Kerala

• Visit eDistrict Kerala.
• Click on ‘Create Your Account Now’ and complete the registration form.
• Log in and select ‘Certificate Services’ > ‘Possession and Non-Attachment’.
• Enter property details and upload the necessary documents.
• Submit the application and note the reference number.

2. Apply at an Akshaya Centre

• Visit the nearest Akshaya Centre with the required documents.
• Fill out the application form with assistance from the staff.
• Pay the applicable fee and receive an acknowledgment slip.

Tracking Your Application Status

• Log in to e District Portal Kerala.
• Navigate to ‘Track Application’.
• Enter your application number and click ‘Submit’.
• View real-time status updates on your certificate processing.

Processing Time for a Possession Certificate

The approval process usually takes:

• Median Processing Time: 3 days
• Average Processing Time: 6 days

Delays may occur due to verification and site inspection by local authorities.

Fee Structure for a Possession Certificate

Validity of the Possession Certificate

The possession certificate in Kerala remains valid as long as the ownership conditions do not change. However, for home loan applications or legal transactions, you may need a fresh certificate to ensure updated records.

The Final Word

A possession certificate in Kerala is essential for property transactions, securing loans, and accessing government benefits. Applying through the e District Portal Kerala simplifies the process, making it accessible to all. Ensuring you have an up-to-date certificate saves time and prevents legal complications.