Aug 18, 2023

Smart Checklist: Essential Documents for Ready-to-Move Homes

by Godrej Properties Limited



The attraction of ready-to-move properties has witnessed significant growth in recent times. With continuous concerns over project delays in under-construction developments, homebuyers seek the security and convenience of possession-ready flats. These properties eliminate possession-related risks and offer the flexibility to move in or generate rental income immediately. 

Before buying ready-to-move properties, verify critical documents. Check the title deed, sale agreement, land records, approval documents, and encumbrance certificates. Also, this ensures a secure and lawful transaction, offering peace of mind in your property acquisition. This article explores the important documents to verify before buying ready-to-move properties. 

The Document Checklist

Here is a list of all the important documents to verify before buying ready-to-move properties:

Sale Deed - The Cornerstone of Your Home Purchase

At the heart of your property documentation lies the sale deed, a legally registered document that shows the property's sale and transfer. 

Completion/Occupancy Certificate - Testaments to Regulatory Compliance

The Completion Certificate (CC) and the Occupancy Certificate (OC) are significant in your property acquisition process. The CC, issued by municipal authorities upon project completion, attests to the fulfillment of building requirements.

Building Plan - Blueprint of Your Home's Future

The building plan, approved by local municipal authorities, unveils the project's blueprint, equipment layout, and utilities. 

Encumbrance Certificate - A Clean Slate for Your Investment

Protect your investment from monetary and legal liabilities by verifying the property's encumbrance certificate. This document attests that the property is free from any outstanding dues, and one can obtain it from the sub-registrar's office where the property is registered.

Mutation Certificate - Establishing Ownership and Tax Liabilities

The Mutation Certificate, also known as the Possession Letter or Certificate, identifies the property owner in government records and establishes their tax responsibilities. 

General Power of Attorney (GPA) - Unveiling Authorized Transactions

Check if the property's previous sale or purchase was executed through a General Power of Attorney (GPA). If so, obtain a copy of the document to validate the authorization of the transaction.

No Objection Certificate (NOC) - Assurance of Regulatory Approvals

Government authorities, such as electricity, safety, gas, and water boards, issue NOCs to verify necessary approvals for the property. 

Conclusion: Empowering Your Homeownership Journey With Informed Choices

By thoroughly verifying the essential documents such as sale deeds, certificates, building plans, and NOCs, you pave the way for a secure and rewarding investment. As you tread this exciting path of homeownership, remember that knowledge is your best friend. It would help if you researched thoroughly, understood your needs, budgeted wisely, and considered location, amenities, and property value. Equipped with knowledge, you can confidently embark on a rewarding path towards owning your ideal home.


Q: What documents should I collect from the builder after property registration?

A. You need to collect the allotment letter, builder-buyer agreement, and comprehensive payment break-up from the builder after completing the property registration.

Q: What is the usual booking amount for a flat?

A: Typically, builders require a booking amount of 10 percent of the total property cost to secure a flat reservation.

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