Jun 21, 2023Homes and People

Updating Insurance Policies: House Moving Checklist for Coverage Transfer

by Godrej Properties Limited



Understanding the Importance of Updating Insurance Policies

Home Insurance

Your home is one of your most valuable assets, and it's essential to update your home insurance policy when you move. Start by contacting your current insurance provider to inform them about your upcoming move and discuss your options. They will guide you on the steps required to transfer your existing policy to your new address or help you find a new policy if necessary.

When updating your home insurance, consider factors such as the location of your new house, its size, and any additional features or upgrades. Ensure that the coverage limits are sufficient to protect your new home adequately. Don't forget to inquire about any exclusions or limitations in the policy.

Contents Insurance

Contents insurance protects your belongings from loss, damage, or theft. When moving, you need to update your contents insurance to cover your possessions in the new property. Contact your insurance provider to discuss the necessary adjustments and ensure that your coverage accurately reflects the value of your belongings.

Before updating your contents insurance, take an inventory of your possessions. This will help you determine the appropriate coverage amount and ensure that you don't miss anything when updating your policy. 

Liability Insurance

Liability insurance provides financial protection in case someone is injured on your property. When you move, it's crucial to update your liability insurance to cover your new home. This coverage is particularly important if you plan to host gatherings or have visitors in your new house.

Contact your insurance provider to ensure that your liability coverage is sufficient for your new property. Review the policy limits and any exclusions that might apply. Remember to inform the insurance company about any changes in the property's characteristics that might affect your liability risk.

Auto Insurance

Moving to a new address often requires updating your auto insurance policy as well. Contact your auto insurance provider to inform them about the change of address and update your policy accordingly. This will help ensure that your coverage is valid in the new location and that you comply with any local insurance requirements.


Updating your insurance policies when moving to a new house is crucial to ensure that you have adequate coverage and protection. Contact your insurance provides well in advance to discuss the necessary adjustments and understand any policy limitations or exclusions. 


Frequently Asked Questions

1: When should I start updating my insurance policies when moving? 

Ans: It's best to start updating your insurance policies as soon as you have a confirmed moving date. Contact your insurance providers at least a few weeks before the move to allow sufficient time for any adjustments or policy changes.

2: Can I transfer my existing insurance policy to my new address?

Ans: In many cases, you can transfer your existing insurance policy to your new address. However, it's essential to contact your insurance provider and discuss the process to ensure a smooth transfer.

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