Property Registration in Chennai: A Complete Guide | Godrej Properties

Property Registration Charges in Chennai

Buying property in Chennai comes with certain mandatory costs, the most prominent being Property Registration Charges in Chennai. According to the Tamil Nadu Stamp Act, 2017, a buyer must pay 7% stamp duty and 4% registration charges of the market value or guideline value of the property, whichever is higher. These charges apply equally to urban and rural areas, and there’s no gender-based concession. So, on a flat priced at ₹40 lakh, you’ll pay ₹2.8 lakh as stamp duty and ₹1.6 lakh as registration fees.

Flat Registration Process in Chennai

The flat registration process in Chennai is straightforward but requires proper documentation and timely action. Here’s a simple breakdown:

1. Due Diligence: Inspect the flat, verify legal status, and ensure there are no disputes or encumbrances.
2. Sale Deed Drafting: Once the agreement is finalised, a sale deed is prepared on stamp paper.
3. Payment of Stamp Duty and Registration Fee: The fee can be paid online via SHCIL or in person at sub-registrar offices.
4. Visit to Sub-Registrar’s Office: Both buyer and seller must be present for signing and biometric verification.
5. Document Submission and Verification: After approval, the property is registered in the buyer’s name.

Calculation of House Registration Charges in Chennai

Stamp duty and registration charges can be calculated using online calculators. However, these charges can be easily calculated manually too. Here is an example of how these charges are calculated on a property worth 50 Lakh: 

Stamp duty payable = 50,00,000 x 7% = 3,50,000

Registration charges payable = 50,00,000 x 4% = 2,00,000

Thus, you will have to pay a total of 5,50,000 to register your 50 Lakh property.

Stamp Duty Charges in Chennai

Stamp duty in Chennai is levied at a flat 7% on the property’s market value. It is applicable across residential, resale, and commercial properties. Whether it’s a gifted flat or a jointly held property, this fixed rate applies without variation, making it simpler for buyers to plan their expenses.
Read More About: An Insight into stamp Duty Calculation in Chennai

Process of Property Registration

Chennai allows online registration and payment of stamp duty as outlined below:

• Visit shcilestamp website and choose Tamil Nadu from the States list dropdown menu.
• Update your details in the stamp duty application form and download it.
• Check your Authorised Collection Centre (ACC) on the tnreginet portal and pay the stamp duty to receive the e-stamp certificate.
• Save and file the receipt.

Alternatively, you can also visit the sub-registrar’s office and fill out the physical application form, pay the stamp duty via cash, NEFT, demand draft, or RTGS, and collect the stamp duty certificate.

Documents Required for Property Registration in Tamil Nadu

To complete the process smoothly, you’ll need the following documents required for property registration in Tamil Nadu:

• Original sale deed signed by both parties
• Stamp duty receipt
• PAN card and identity proof (Aadhaar, Voter ID, Passport, etc.) for buyer and seller
• Photographs of buyer, seller, and witnesses
• No Dues Certificate and Tax Clearance Certificate
• Patta/Chitta or Pattadar Passbook
• Encumbrance Certificate, if required
• NOC from concerned authorities (if applicable)