Important Documents to Check While Buying a Home in Bangalore (2025)

Purchasing a property in Bangalore is a dream for many. With the best facilities, beautiful parks, amazing nightlife, and pleasant weather, Bangalore also has well-structured building projects that will carve the path for a better future. However, the process can be daunting, especially for first-time buyers. 

This article highlights the important documents to check before buying a plot in Bangalore to ensure a smooth and legally secure transaction.

The Sale Deed - Proof of Ownership

The Sale Deed serves as proof of the sale and transfer of the property from the builder to the individual buyer. This is one of the primary flat registration documents required during the transaction.

The Mother Deed - Tracing Ownership History

It is necessary for loan applications as banks use it for due diligence to verify the property's legality. This is also one of the critical property documents that establishes a clear chain of ownership.

Land-Use-Certificate - Ensuring Property Compliance

This document informs you about the designated land use, ensuring that residential properties are not constructed on commercial or agricultural land. It is one of the key documents to get when buying a land in Bangalore.

The Sale and Purchase Agreement - Defining Terms and Conditions

It contains the mutually agreed-upon terms and conditions between the buyer and the seller. It outlines essential details, such as the flat's pricing, which requires careful scrutiny. This falls under the list of important property documents.

The Building Approval Plan - Compliance with Regulations

The builder must obtain necessary sanctions as per Building Bylaws, Master Plans, and Local Body Acts. This includes the Building Plan and Layout Approval, both of which are significant flat registration documents.

Encumbrance Certificate - Ensuring Clear Title

The Encumbrance Certificate reveals any legal procedures, outstanding loans, or mortgages on the property. It is one of the most essential property documents that proves the title is free of any legal liabilities.

The Possession Letter - Promising Owners

This indicates the depth on which the buyer will take possession of the property. However, note that this document is not proof of property title. For that, you need to obtain an Occupancy Certificate after receiving the Completion Certificate. The Possession Letter, along with the Occupancy Certificate, are also considered part of the documents to get when buying a land.

The Completion Certificate - Compliance with Standards

This confirms that the building complies with all municipal or local development authority requirements. This document is crucial to obtain essential services like water and power, and is counted among the necessary property documents.

The Khata Certificate - Property Tax and Identification

The Khata Certificate contains crucial details about the property, such as its size, location, and area, required for paying property taxes. This is a mandatory flat registration document in Bangalore.

The Allotment Letter - Essential for Under-Construction

It includes payment details and additional fees for extra facilities. Buyers of under-construction homes must include this in their checklist of documents to check before buying a plot in Bangalore.

No Objection Certificate (NOC) - Ensuring Compliance

Various civic bodies issue the NOC, certifying compliance with safety, power, and water regulations. Purchasing a property without a NOC is illegal, making it one of the critical property documents.

The Final Word

It is crucial to be well-informed about the essential documents to check before buying a plot in Bangalore. From the Sale Deed to the NOC and everything in between, examining these property documents diligently will ensure a smooth and secure transaction, making your dream home a reality.