Important Documents to Check While Buying a Home in Bangalore

by Godrej Properties Limited

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Purchasing a property in Bangalore is a dream for many. With the best facilities, beautiful parks, amazing nightlife, and pleasant weather, Bangalore also has well-structured building projects that will carve the path for a better future. However, the process can be daunting, especially for first-time buyers. This article highlights the important documents to check while buying a home in Bangalore to ensure a smooth and legally secure transaction. 
 

The Sale Deed - Proof of Ownership 

The Sale Deed serves as proof of the sale and transfer of the property from the builder to the individual buyer. 
 

The Mother Deed - Tracing Ownership History 

It is necessary for loan applications as banks use it for due diligence to verify the property's legality. 
 

Land-Use-Certificate - Ensuring Property Compliance 

This document informs you about the designated land use, ensuring that residential properties are not constructed on commercial or agricultural land. 
 

The Sale and Purchase Agreement - Defining Terms and Conditions 

It contains the mutually agreed-upon terms and conditions between the buyer and the seller. It outlines essential details, such as the flat's pricing, which requires careful scrutiny. 
 

The Building Approval Plan - Compliance with Regulations 

The builder must obtain necessary sanctions as per Building Bylaws, Master Plans, and Local Body Acts. This includes the Building Plan and Layout Approval. 
 

Encumbrance Certificate - Ensuring Clear Title 

The Encumbrance Certificate reveals any legal procedures, outstanding loans, or mortgages on the property. 
 

The Possession Letter - Promising Owners

This indicates the depth on which the buyer will take possession of the property. However, note that this document is not proof of property title. For that, you need to obtain an Occupancy Certificate after receiving the Completion Certificate.
 

The Completion Certificate - Compliance with Standards 

This confirms that the building complies with all municipal or local development authority requirements. This document is crucial to obtain essential services like water and power. 
 

The Khata Certificate - Property Tax and Identification 

The Khata Certificate contains crucial details about the property, such as its size, location, and area, required for paying property taxes. 
 

The Allotment Letter - Essential for Under-Construction 

It includes payment details and additional fees for extra facilities. 
 

{H2}No Objection Certificate (NOC) - Ensuring Compliance 

Various civic bodies issue the NOC, certifying compliance with safety, power, and water regulations. Purchasing a property without a NOC is illegal. 
 

Conclusion: Be Well-informed

It is crucial to be well-informed about the essential documents to check. From the Sale Deed to the NOC and everything in between, examining these documents diligently will ensure a smooth and secure transaction, making your dream home a reality.

 

FAQs

Q: What is a Possession letter? 

A: A Possession letter is a document issued by the builder stating the date on which the buyer will take possession of the property.
 

Q: Which document contains information about the property, including its size, location, and area? 

A: The Khata Certificate contains details about the property, such as its size, location, and area.

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