Essential Documents for Noida Home Buying: Your Checklist

by Godrej Properties Limited

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Noida, a vibrant part of the National Capital Region (NCR), is a sought-after real estate destination in UP. With its modern infrastructure, green surroundings, and excellent connectivity, Noida offers a perfect setting for homebuyers looking for an upmarket lifestyle. In this article, we will discuss the important documents to check while buying a home in Noida before finalizing a property deal.

What Must You Do?

Firstly, verify the property's title deed and ownership records to ensure legitimacy. Examine the sale agreement thoroughly, noting terms, conditions, and payment schedules. Clear land records confirm property legitimacy, like the Khata certificate and mutation documents. Approval documents from local authorities, including building plans and occupancy certificates, ensure compliance with regulations.
 

Step-By-Step Process For Residential Property Purchase

If you are planning to buy a house or a residential plot in Noida, you must follow these steps:

  • Obtain the booking form from the builder.
  • Please fill out the booking form and submit it with essential documents like ID proof, a check, and PAN Card copy.
  • Initiate the payment process, which may vary depending on the builder's policy.
  • Receive the Builder-Buyer Agreement
  • Complete the payment as per the chosen plan.
  • Obtain a no certificate from the builder.
  • Initiate the certificate with the necessary documents, including the PAN Card, Aadhar Card, No Dues Certificate, the presence of a witness, and relevant witness documents.

Documents To Verify From The Seller

Before finalizing the deal, here are the important documents to check while buying a home in Noida:

  • Sale Deed Copy: To ascertain the property title held by the seller
  • All Earlier Sale Deed Copies: For verification of previous property owners
  • Sale Deed Registration Details
  • Property Sale Agreement
  • Payment Receipts from the Purchaser to the Seller
  • Sale Deed Copy for Registration

Verification Of Documents When Buying From A Builder

If you are purchasing an apartment in a group residential society from the original member, ensure to verify the following documents:

  • Society Issued Share Certificate
  • Society Lease Deed
  • Society Registration Details
  • Society Bye-laws
  • NOC (No Objection Certificate) from the society
  • Building plan approved by Local Authorities
  • Builder Title
  • Society Undertaking
  • Possession letter, allotment letter, and allocation letter
  • Payment Receipts made to the authority
  • Mortgage Permission
  • The seller signed an authorization letter
  • Payment Receipts from Buyer to Seller
  • Seller Signature Verification from the bank

Conclusion: Make Property Purchase Smooth And Hassle-free

Buying a home in Noida is an excellent investment, but it comes with the responsibility of ensuring all the necessary documents are in place. Following the step-by-step process and verifying essential documents from the seller will make the property acquisition process smooth and hassle-free. 
 

 

Frequently asked questions

Q: What are the essential documents required for a home loan application? 

A: Ensure you have duly filled out the Application Form with a Photograph, age Proof, Residence proof, latest qualification, Form 16, bank statement, processing fee, and photocopy of the title documents. 

Q: What are the essential documents required for self-employed individuals?

A: Self-Employed/Professionals require a duly filled Application Form with a Photograph, age Proof, Residence proof, latest qualification, photocopy of the title documents, last three years' income tax return statements, and last 12 months' bank statement. 

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